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Bank deposits rise faster than private lending, government report shows
Bank deposits grew 12% year on year in August, while private-sector credit expanded only 4.75%, according to a government economic report. Public borrowing rose much faster. The assessment links weak business lending to high financing costs, credit risk and subdued confidence.
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From ১৪ অক্টোবর ২০২৬ — Daily Brief
Bangladesh’s bank deposits expanded substantially faster than private-sector lending in August, according to the Planning Commission’s latest economic assessment.
Deposits reached Tk21.31 lakh crore, up 12% from a year earlier. Private-sector credit stood at Tk18.30 lakh crore, increasing by 4.75%, compared with growth of 6.35% a year before.
The figures appear in the General Economics Division’s September Economic Update and Outlook, discussed in reports published on 13 October. They describe August balances rather than money newly deposited or lent in October.
The division interpreted stronger deposit growth as an improvement in banking-system liquidity and a possible recovery in depositor confidence. It said high borrowing costs, persistent credit risk and a gradual recovery in business confidence could continue to restrain lending.
Public-sector credit grew by 32.45% to Tk7.22 lakh crore. The report warned that heavy government borrowing could limit the flow of bank finance to private businesses.
The difference between deposit and lending growth indicates that more resources entering banks have not produced a matching revival in business borrowing. The division called for attention to financing costs, the investment environment and banks’ capacity to extend credit.